Atal Pension Yojana (APY) Calculator

Plan your retirement with the government-backed APY scheme. Calculate your monthly contribution to get a guaranteed pension of up to ₹5,000/month.

25 Years
18 Yrs40 Yrs
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Why Start Early?

Joining at 18 vs 40 makes a huge difference. At 18, you pay just ₹42/mo for ₹1k pension. At 40, you pay ₹291/mo for the same benefit!

Contribution Summary

You Need To Invest

₹0 / mo

Until Age 60 Years

Total Investment

₹0

Est. Corpus (8.5%)

₹0

Wealth Growth Projection

About Atal Pension Yojana (APY)

The Atal Pension Yojana (APY) is a pension scheme for citizens of India, primarily focused on the unorganized sector workers. Under the APY, guaranteed minimum pension of ₹1,000, ₹2,000, ₹3,000, ₹4,000 or ₹5,000 per month will be given at the age of 60 years depending on the contributions by the subscribers.

Key Features

  • Guaranteed Pension: Fixed pension amount based on your contribution.
  • Entry Age: 18 to 40 years.
  • Contribution Period: You need to contribute until you turn 60.
  • Tax Benefits: Contributions are eligible for tax deduction under Section 80CCD(1).