Capital Gains Tax Calculator

Calculate your tax liability on Equity, Debt Funds, Real Estate, and Gold. Updated for FY 2025-26 (New Budget Rules).

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Capital Gains Tax Rules (FY 2025-26)

Equity & Equity Mutual Funds

  • Short Term (STCG): 20% if held for less than 12 months.
  • Long Term (LTCG): 12.5% if held for more than 12 months.
  • Exemption: First ₹1.25 Lakhs of LTCG is tax-free every year.

Real Estate & Gold

  • Short Term (STCG): Taxed at your Income Tax Slab rate (if held < 24 months).
  • Long Term (LTCG): 12.5% without indexation benefit (if held > 24 months).

Debt Funds & FDs

  • Taxation: Always taxed at your Income Tax Slab rate, irrespective of holding period.
  • Note: Indexation benefit has been removed for Debt Funds.