NPS Calculator
Estimate your retirement corpus and monthly pension
Investment Details
₹5,000
10%
Conservative (10%)Moderate (12%)Aggressive (14%)
Withdrawal Settings
40%
Min 40% is mandatory for annuity.
6%
Monthly Pension
₹38,283
Estimated monthly income post-retirement
Total Corpus
₹1.91 Cr
Invested₹21.00 L
Gain+₹1.70 Cr
Withdrawal Split
Wealth Growth
Retirement Summary
| Component | Amount |
|---|---|
| Total Invested Amount | ₹21,00,000 |
| Total Interest Earned | +₹1,70,41,384 |
| Total Corpus Generated | ₹1,91,41,384 |
| Lump Sum Withdrawal (60%) | ₹1,14,84,830 |
| Annuity Reinvestment (40%) | ₹76,56,554 |
About National Pension System (NPS)
NPS is a government-sponsored retirement planning scheme initiated by the Central Government. It is a market-linked contribution scheme that aims to provide a retirement corpus for every Indian citizen.
Key Benefits
- ✓Standard Tax Benefit: Deduction up to ₹1.5 Lakh under Section 80C.
- ✓Extra Tax Saving: Additional deduction of ₹50,000 under Section 80CCD(1B).
- ✓Low Cost: One of the lowest cost investment products in the world.
Withdrawal Rules (at 60)
- ✓Lump Sum: You can withdraw up to 60% of the corpus completely tax-free.
- ✓Annuity (Pension): Remaining 40% must be used to purchase an annuity plan for monthly pension.