SIP Portfolio Analyzer

Check if your current investments are aligned with your financial goals.

Your Goal

₹25.00 L

3 Years10 Years40 Years

Your Investments

Type: Equity

Analysis

Total Yearly Inv.

₹60,000

Target Goal

₹25.00 L

Projected Corpus

₹12.33 L

Goal Progress49%

Shortfall of ₹12.67 L

You need to increase your monthly investment by approximately ₹10,554.973 to reach your goal.

Asset Allocation

CategoryTotal Inv.Proj. Value
Large Cap
₹6.00 L₹12.33 L

Rebalance Strategy

Analysis based on historical returns. For a 10-year goal, a proper asset mix (Aggressive Strategy) is recommended:

Flexi Cap Funds
50%
Mid Cap Funds
30%
Debt Funds
20%
This is a model portfolio. Consult an advisor before rebalancing.

About SIP Portfolio Analyzer

The SIP Portfolio Analyzer is a powerful tool designed to help you verify if your current or planned mutual fund investments are aligned with your financial goals.

Unlike basic calculators that assume a flat return rate for all investments, this analyzer uses historical category-wise returns based on your investment time horizon. For example, Equity Mid-Cap funds might deliver higher returns over 10 years compared to 3 years, while Debt funds provide more stability for shorter durations.

🎯 Goal Gap Analysis

Instantly see if your current SIPs will meet your target corpus.

📊 Dynamic Returns

Returns are automatically adjusted based on whether you are investing for 3, 5, or 10+ years.

⚖️ Rebalance Strategy

Get a model portfolio recommendation ("Aggressive") tailored to your time horizon.