Sukanya Samriddhi Yojana (SSY)
Secure your daughter's future with government-backed returns. Calculate maturity value and plan for her higher education.
5 Years
0 Years10 Years (Max)
₹1.50 L
₹1K₹1.5L (Max)
2025
Plan for Education?
Maturity Value (Age 21)
₹71.82 L
Total Interest: ₹49.32 L
Total Invested
₹22.50 L
Over 15 years
Investment Timeline
Deposit Period (15Y)
Wait (6Y)
Age 5
Age 20
Age 26
Growth Chart
About Sukanya Samriddhi Yojana
Sukanya Samriddhi Yojana (SSY) is a government-backed savings scheme designed for the parents of girl children. It encourages parents to build a fund for the future education and marriage expenses of their female child.
Key Features
- ✓High Interest Rate: Currently 8.2% p.a. (compounded annually)
- ✓Tax Benefits: EEE Status - Investment, Interest, and Maturity are all tax-free under Section 80C
- ✓Affordable: Min deposit ₹250, Max ₹1.5 Lakh per financial year
- ✓Long Term: Account matures after 21 years from opening
Withdrawal Rules
- ✓Education: Partial withdrawal allowed after girl turns 18 or passes 10th standard
- ✓Limit: Up to 50% of the balance at the end of the preceding financial year
- ✓Marriage: Premature closure allowed for marriage after age 18